Professional Liability Insurance available from the following Companies:
Discounted professional liability insurance coverage is available to AAPNA professional members who provide Holistic Ayurvedic Therapies (non-invasive only). You may choose as many modalities as apply to your practice; there are no extra charges for the additional modalities listed below:
Ayurveda, Massage, Yoga, Bodywork, Energy Work, Wellness & Life Coaching, Nutritional Consultants or Therapist, Herbalist Consultations, Esthetician, Cosmetology, Personal Trainer, Biofeedback, Ear Candling, Naturopathic Consulting, Pilates, Aromatherapy, EFT, Dance Instructor, Nail Technician, Fitness, Animal Therapies, Airbrush, Tanning, Dog Walking & Grooming
Insurance is provided by Lloyd's of London, rated A by A.M. Best.
Coverage Limits: $3mil aggregate / $2mil per occurrence
Deductible: None
Our coverage level options include the following:
Discounted professional liability insurance coverage is available to AAPNA professional members who provide Holistic Ayurvedic Therapies (non-invasive only). You may choose as many modalities as apply to your practice; there are no extra charges for the additional modalities listed below:
Ayurveda, Massage, Yoga, Bodywork, Energy Work, Wellness & Life Coaching, Nutritional Consultants or Therapist, Herbalist Consultations, Esthetician, Cosmetology, Personal Trainer, Biofeedback, Ear Candling, Naturopathic Consulting, Pilates, Aromatherapy, EFT, Dance Instructor, Nail Technician, Fitness, Animal Therapies, Airbrush, Tanning, Dog Walking & Grooming
Insurance is provided by Lloyd's of London, rated A by A.M. Best.
Coverage Limits: $3mil aggregate / $2mil per occurrence
Deductible: None
Our coverage level options include the following:
- Professional ($249.00)
- Per Diem (avg. 10 hrs or less a week) ($219.00)
- Student ($189.00)
- Employer ($279.00, each employee $97.00)
Professional Liability Insurance for AAPNA Members
Coverage is available to those professionals who provide Holistic Ayurvedic Therapies (non-invasive only) including:
Lloyds of London (Non Admitted) A. M. Bests Rated: A (Excellent): XV
Claims-Made and Reported Coverage Form
Covered Professional Services – Solely in the performance of non-invasive holistic healthcare services (non-physician) including herbal mixing.
Allied Healthcare Professional Liability Coverage Part:
Claims-Made and Reported Form Professional Liability (PL)
Aggregate Limit: $ 3,000,000
Each Claim Limit: $ 1,000,000
Defense of Licensing Proceedings Aggregate Limit (Separate Limit): $ 10,000
Subpoena Assistance Aggregate Limit (Separate Limit): $ 10,000
HIPAA Violations Aggregate Limit (Shared Limit with PL): $ 250,000
Sexual Abuse/Misconduct Aggregate Limit (Shared Limit with PL): $ 500,000
Retention: $ 1,000
Coverage is available to those professionals who provide Holistic Ayurvedic Therapies (non-invasive only) including:
- Ayurvedic Wellness Consultations
- Herbal Mixtures
- Ayurvedic Therapies (Including Pancha Karma)
- Ayurvedic Educational Seminars and Workshops
- Acupuncture
- Yoga
- Massage Therapy
- Carrier: Underwritten by a carrier rated A XV;by A.M. Best & Company
- Limits Availability: $1,000,000 / $3,000,000
- Minimum Premium: $1,500 to $2,000
- Minimum Deductible:$500
Lloyds of London (Non Admitted) A. M. Bests Rated: A (Excellent): XV
Claims-Made and Reported Coverage Form
Covered Professional Services – Solely in the performance of non-invasive holistic healthcare services (non-physician) including herbal mixing.
Allied Healthcare Professional Liability Coverage Part:
Claims-Made and Reported Form Professional Liability (PL)
Aggregate Limit: $ 3,000,000
Each Claim Limit: $ 1,000,000
Defense of Licensing Proceedings Aggregate Limit (Separate Limit): $ 10,000
Subpoena Assistance Aggregate Limit (Separate Limit): $ 10,000
HIPAA Violations Aggregate Limit (Shared Limit with PL): $ 250,000
Sexual Abuse/Misconduct Aggregate Limit (Shared Limit with PL): $ 500,000
Retention: $ 1,000