Professional Liability Insurance available from the following Companies:
Discounted professional liability insurance coverage is available to AAPNA professional members who provide Holistic Ayurvedic Therapies (non-invasive only). You may choose as many modalities as apply to your practice; there are no extra charges for the additional modalities listed below:
Ayurveda, Massage, Yoga, Bodywork, Energy Work, Wellness & Life Coaching, Nutritional Consultants or Therapist, Herbalist Consultations, Esthetician, Cosmetology, Personal Trainer, Biofeedback, Ear Candling, Naturopathic Consulting, Pilates, Aromatherapy, EFT, Dance Instructor, Nail Technician, Fitness, Animal Therapies, Airbrush, Tanning, Dog Walking & Grooming
Insurance is provided by Lloyd's of London, rated A by A.M. Best.
Coverage Limits: $3mil aggregate / $2mil per occurrence Deductible: None
Coverage extensions are available for additional services as needed.
Carrier: Underwritten by a carrier rated A XV;by A.M. Best & Company
Limits Availability: $1,000,000 / $3,000,000
Minimum Premium: $1,500 to $2,000
ALLIED HEALTHCARE PROFESSIONAL LIABILITY INSURANCE Lloyds of London (Non Admitted) A. M. Bests Rated: A (Excellent): XV Claims-Made and Reported Coverage Form Covered Professional Services – Solely in the performance of non-invasive holistic healthcare services (non-physician) including herbal mixing. Allied Healthcare Professional Liability Coverage Part: Claims-Made and Reported Form Professional Liability (PL) Aggregate Limit: $ 3,000,000 Each Claim Limit: $ 1,000,000 Defense of Licensing Proceedings Aggregate Limit (Separate Limit): $ 10,000 Subpoena Assistance Aggregate Limit (Separate Limit): $ 10,000 HIPAA Violations Aggregate Limit (Shared Limit with PL): $ 250,000 Sexual Abuse/Misconduct Aggregate Limit (Shared Limit with PL): $ 500,000 Retention: $ 1,000